What to Bring To Your First Meeting
Proof of Household Income
We need the last six months of paystubs for you and your spouse even if your spouse is not filing.
Addition proof of income such as retirement income, social security income and child support.
Prior Year Tax Returns
We need the last three years of tax returns and if you have not filed in the last three years the last one filed.
We need copies of your credit reports.
You can get a copy free each year at Annual Credit Report
Credit Reports from the Big Three:
• Experian: or call 1.800.682.7654
• Transunion: or call 1.800.916.8800
• Equifax: or call 1.800.685.1111
Creditor Phone Calls
Once we have decided to work together and we have received an agreed upon retainer you will be able to forward all your creditor phone calls to us.
How Soon Can I File
It all depends on you, how quick you get us the information that we need to file and to make sure we don’t have to wait for other reasons (divorce being finalized, length of time in the state to have jurisdiction etc.)